I manually create a backup of every important file prior to editing it. By the end of the week I've often got several versions of every file, each in a zipped date/time stamped folder. Once a week I cut the lot to CD. CD's are cheap. Time to take a backup is negligible.
It just seems a common sense way of working. If something goes badly wrong and I get a corrupt file, at worse I've lost half hours work. It does happen occasionally.
There are still people out there who work with some important file such as a phd thesis or book and leave it on a laptop never backed up. Laptop gets stolen or hard drive fails and they've lost the lot.
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I've left WP indefinitely.