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I'm quite frankly not surprised, this is what I've been arguing about your healthcare system up there is not as good as people here advertise.
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Canada has a Socialized healthcare system. What did you expect, compassion? Rolling Eyes
WP members who keep going on about how great government-run social programs can be should keep a close watch on this one.
Yes, in Canada she is forced to wait until her child is 18 months old to get a free diagnosis and 22,000 per year. Where as here in the great USA we have have the luxury of not getting a diagnosis till the child is 6 years old, and then no money whatsoever.
Just because you don't like one aspect of what the government does, doesn't mean it is as bad as you think.
That being said, if you are concerned about your child's development, one of the first things to work on is effective communication. To that end, things like PECs or sign language are a decent way to start off with a very young child. But aside from that, I am not sure what you expect to spend the money on. There isn't anything a specialized therapist can do that you can't do at home for free.