InThisTogether, I could probably have written your post. The inertia thing totally resonates with me and I'm expected to help my daughter with her similar issues. I need to be sorting myself out first, as it seems a little hypocritical of me. Some day, she will turn round and tell me straight, I know it. When I have a tiny tantrum, she tells me to calm down, so I can see it coming. I bought 'Smart but Scattered', as suggested by a parent on here, to help my daughter. I'm sure it's good, but I'm too scattered to get into reading it.
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"We act as though comfort and luxury were the chief requirements of life, when all we need to make us really happy is something to be enthusiatic about." Charles Kingsley