Repealing Obamacare

Post Reply New Topic

Obamacare has only been around for about 5 years. I'm being told if it's repealed thousands of people are going to die. So what about all the time before Obamacare? As far as I know, most people got health insurance through their employer either for free or they just had to make a small co-pay. Now, again from what little I know, their employers were forced to end this type of insurance and instead give them something that now cost their employees hundreds of dollars a month, and has a much higher deductible and covers less cost of medical bills.

My aunt's health insurance was provided by her employer (she has a low paying menial job). It had a $200 deductible and paid like 70% of her medical bill. Now she pays $200 per month (as a single person, it's much higher for covering children too) and has a huge deductible. The last thing she had done under her employer's health care was a minor surgery that cost over $10,000. She ended up paying very little of that. She says with the deductible and smaller percent that's covered now by Obamacare, she'd would have to pay most of that.

So how is Obamacare better? Why shouldn't it be repealed?

Employers weren't forced to stop providing insurance coverage.
My employer still does. No co-pays for office visits, mail order prescription drugs, and physicals.

But, as healthcare costs rose, many employers either cut back on coverage, or eliminated it entirely.

Last year around tax time, I was unemployed. When I filed my taxes I was subject to a penalty because I didn't have health care. I forget the amount last year but I saw something on TV where it is $695 this year. Instead of penalizing someone for being unemployed and not having health insurance there ought to be some way if someone is struggling financially to not add to their burden. I will always be a lifelong democrat but this is one area I disagreed with Obama.

Medicaid and Medicare exist apart from Obamacare. If Obamacare were repealed and replaced, Medicaid and Medicare would still exist. Moreover, the "replace" part of Trump's plan would substitute Obamacare with another option.

What our employer does is to fund an account to pay for the first $1500? Thus, we have an incentive to keep costs down. We do have to pay if we empty the fund, until the deductible kicks in.

There are big companies with really good health care--people lucky enough to work for places like Hartford Steam Boiler can choose from a number of offerings from several insurance companies.

I switched the video because in that one he was getting into a bunch of stuff, and I just want to focus solely on the Obamacare issue.