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Is public auto insurance solely a Canadian thing?

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Master_Pedant
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20 Aug 2012, 7:13 pm

http://en.wikipedia.org/wiki/Public_auto_insurance


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ArrantPariah
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20 Aug 2012, 8:44 pm

Socialists!

Sure, we pay more for auto insurance in the USA. But, we like it that way.



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20 Aug 2012, 8:55 pm

ArrantPariah wrote:
Socialists!

Sure, we pay more for auto insurance in the USA. But, we like it that way.


:lmao: :lmao: ! !


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Master_Pedant
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20 Aug 2012, 9:52 pm

I wonder what they do in Western European countries for Auto insurance.

Interestingly, aside from Quebec all the Provinces with Public Auto Insurance are in Western Canada. Wonder what Xenon13 would think of that.


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20 Aug 2012, 11:02 pm

Master_Pedant wrote:
I wonder what they do in Western European countries for Auto insurance.

Interestingly, aside from Quebec all the Provinces with Public Auto Insurance are in Western Canada. Wonder what Xenon13 would think of that.


Also interestingly, Quebec's really the only province where it results in significantly lower insurance rates



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20 Aug 2012, 11:07 pm

That wouldn't work in California. Between the alien invaders, the ret*ds, and the lawsuits, the state would go bankrupt in nothing flat!

I'd like to think that government car insurance wouldn't be any worse than private insurance, but governments tend to be good at screwing things like that up.


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ArrantPariah
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21 Aug 2012, 7:10 am

John_Browning wrote:
That wouldn't work in California. Between the alien invaders, the ret*ds, and the lawsuits, the state would go bankrupt in nothing flat!

I'd like to think that government car insurance wouldn't be any worse than private insurance, but governments tend to be good at screwing things like that up.


People who have Medicare actually like their insurance more than people who have private health insurance.



ArrantPariah
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21 Aug 2012, 7:55 am

John_Browning wrote:
That wouldn't work in California. Between the alien invaders, the ret*ds, and the lawsuits, the state would go bankrupt in nothing flat!
.


Always the same lame excuses as to why Canada can have good things, and we can't.

Canadian restaurants serve maple syrup with pancakes. Ours give us corn syrup. That's because we're all ret*ds who don't know any better. Plus, it is mostly aliens who take restaurant jobs. If we were to use real maple syrup, then the country would go bankrupt and jobs would be exported to Iraq.



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21 Aug 2012, 8:25 am

ArrantPariah wrote:
John_Browning wrote:
That wouldn't work in California. Between the alien invaders, the ret*ds, and the lawsuits, the state would go bankrupt in nothing flat!

I'd like to think that government car insurance wouldn't be any worse than private insurance, but governments tend to be good at screwing things like that up.


People who have Medicare actually like their insurance more than people who have private health insurance.

I've never met anyone that didn't treat medicare as a supplement for private insurance. I know the government usually requires private insurance to pay first, but I've never known anyone to wish for a service from medicare that private insurances couldn't provide as well.


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ArrantPariah
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21 Aug 2012, 10:20 am

John_Browning wrote:
I've never met anyone that didn't treat medicare as a supplement for private insurance. I know the government usually requires private insurance to pay first, but I've never known anyone to wish for a service from medicare that private insurances couldn't provide as well.


You don't get around much, do you?

You have it backwards: Medicare pays first, and then private insurance.

Some people buy supplemental insurance, to cover things not covered by Medicare.

Private insurance companies have never covered dialysis: anyone with End-Stage Renal Disease automatically goes on Medicare (provided he/she either paid into Medicare the minimum number of years, or is the spouse of someone who did).



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21 Aug 2012, 11:01 am

John_Browning wrote:
That wouldn't work in California. Between the alien invaders, the ret*ds, and the lawsuits, the state would go bankrupt in nothing flat!

I'd like to think that government car insurance wouldn't be any worse than private insurance, but governments tend to be good at screwing things like that up.


Corporations are essentially little government microcosms that have even less incentive to care about you, you know.


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21 Aug 2012, 11:09 am

Vigilans wrote:
John_Browning wrote:
That wouldn't work in California. Between the alien invaders, the ret*ds, and the lawsuits, the state would go bankrupt in nothing flat!

I'd like to think that government car insurance wouldn't be any worse than private insurance, but governments tend to be good at screwing things like that up.


Corporations are essentially little government microcosms that have even less incentive to care about you, you know.


Corporations do not have armies.

ruveyn



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21 Aug 2012, 11:12 am

ruveyn wrote:
Vigilans wrote:
John_Browning wrote:
That wouldn't work in California. Between the alien invaders, the ret*ds, and the lawsuits, the state would go bankrupt in nothing flat!

I'd like to think that government car insurance wouldn't be any worse than private insurance, but governments tend to be good at screwing things like that up.


Corporations are essentially little government microcosms that have even less incentive to care about you, you know.


Corporations do not have armies.

ruveyn


Of course they do, they either use the military of a nation through lobbying and other backroom dealings, or private military companies better known by the euphemism "security contractors". Additionally "having a military" alone is not enough to define a government. There are states without armies...


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ruveyn
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21 Aug 2012, 11:16 am

Vigilans wrote:

Of course they do, they either use the military of a nation through lobbying and other backroom dealings, or private military companies better known by the euphemism "security contractors". Additionally "having a military" alone is not enough to define a government. There are states without armies...


Name a corporation than can drop a nuclear weapon from a great altitude or launch a missile. Name a corporation that has a fleet of missile firing submarines? Name a corporation than can place an invasion force on a heavily armed foreign shore.

I have no doubt corporation weigh in more heavily in the political sphere than they should, but no corporation has an army that can be taken seriously. That is not what corporations do. They buy, sell and make stuff and service.

ruveyn



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21 Aug 2012, 11:20 am

ruveyn wrote:
Vigilans wrote:

Of course they do, they either use the military of a nation through lobbying and other backroom dealings, or private military companies better known by the euphemism "security contractors". Additionally "having a military" alone is not enough to define a government. There are states without armies...


Name a corporation than can drop a nuclear weapon from a great altitude or launch a missile. Name a corporation that has a fleet of missile firing submarines? Name a corporation than can place an invasion force on a heavily armed foreign shore.

I have no doubt corporation weigh in more heavily in the political sphere than they should, but no corporation has an army that can be taken seriously. That is not what corporations do. They buy, sell and make stuff and service.

ruveyn


I don't know if you noticed I wrote that they will use the military might of a nation. And of course corporations buy, sell and make stuff and service. One of the things they now sell is military power, or is that a service? I sometimes wonder if the tail wags the dog when I look at the US government and companies like Lockheed

I certainly take Blackwater/Xe or whatever they call themselves now seriously.


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21 Aug 2012, 11:51 am

It's important to remember that Québec's public insurance system is third-party injuries only. Damage to property is still a matter of private insurance. When you look at premium amounts you should properly factor in the cost of private insurance of property.

Also, like Manitoba, insurance coverage is on a no-fault basis. Your own insurance pays for your losses, and you are limited in your ability to claim from other parties.


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