monty wrote:
The fundamental problem is that individuals that are sick or lose their jobs either pay extremely large amounts of money for health insurance, or they can't get it at all. Free market solutions will not fix the problem - insurance companies are already free to deny coverage, and they do so.
Yes, and that is a matter of risk. This also really goes back to what we define as the problem. You have to recognize that I don't see a problem but rather as suboptimal performance. Really, I don't see that as the major issue involved though. I see the fact that insurance is tied to jobbedness to be a problem, but I want to fix that by eliminating how insurance from an employer does not impact taxes while insurance one buys for oneself is treated differently.
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I agree that we can't do everything for every one. Even with the best insurance, people recognize that some conditions can't really be treated, or some treatments aren't really worth pursuing. But a reasonable standard of care for all is a good ideal.
Yes, and given that our standardized life expectancy mean was the highest in that little chart I posted from the blog of a Harvard economist, it seems that Americans on average get the best care.