HEALTHCARE UPHELD!

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Because sometimes you can make the giant leap without taking the baby steps, first.

If the mandatory private insurance option fails to work as promised, that will create the opening for another look at the universal public model.

To me it does not look like these baby steps are pointed in the direction of Univeral Healthcare though. I mean how does the bit about paying the IRS a fee but in the form as part of your income tax for not purchasing insurance supposed to do anything to help move things in the direction of universal healthcare.

Not to mention those too poor to afford this tax...still don't have any more access to healthcare than they did before. I mean shouldn't there at least be some benefit for the public in this bill? Oh and great another opening to take a little peek at universal healthcare after a few years of this catastrophe....that really helps people in the here and now that can't access adequate healthcare or have gone bankrupt just trying to pay their medical bills.

Because petty crap like Obama getting his fifteen minutes of fame and Romney trying to steal it are very important, its those things that will really determine the well-being of this country.

That sounds pretty good to me.

-Bill, otherwise known as Kraichgauer

No matter how you slice it, insurance is pretty much a rip off. If you strike down health insurance as one, what do you do about car and house insurance. You are expected to pay out but never get anything in return. Never have any wrecks or natural disasters. Like with car insurance, if there's a hail storm every year that damages your car, the company will raise the price of the premium. And wherever insurance is, prices are pretty much inflated. They are in hospitals. Body shops tend to be expensive places. Much like hospitals. They are like hospitals for vehicles. For some reason when someone has insurance, people providing services think it's an excuse to bill the insurance company for as much as they can get away with.

Can someone post a link that explains this?

I wonder how it would affect me if at all because my income is $0.

To me the Hospital is like a concession stand at a movie theater that overcharges people for stuff like popcorn and soft drinks so the movie theater can make a bigger profit. Hospitals do the same thing to health insurance companies.

Having autism is a pre-existing condition. I also had a stroke so now that is also a pre-existing condition. My insurance premiums under WSHIP (state guaranteed health care) is $934/month. I can't afford that. With Obamacare my monthly premiums will be a forced amount, something like $80/month or $120/month. I don't like the idea of forced insurance, but I guess it benefits those of us on WP and elsewhere. I don't know if this is what the essence of Obamacare care is, but I can see why a lot of people hate it.

If Obamacare can get me a policy that cheap, it wouldn't be that bad so long as the co pays were not really high.

Obama deserves to die. I have no health insurance so if I don't have any by 2016 I will be taxed $695 for my choice as an American to not purchase any. I swore years ago I would never vote for a Republican, but that just changed. Mitt Romney will get my vote this year.

AMERICA IS OFFICIALLY DEAD

Honest to gosh, right here, right now in the development of our American society, I think the main issue is overbearing corporate power and not big government.

For example, such blatant abuses as someone gets breast cancer and she's kicked off her insurance policy because she didn't disclose that she took antibiotics for acne when she was a teenager? As if that's a relevant fact?!? Yeah, the blatant abuses constituting in-your-face cheating and in-your-face lying on the part of the part of the insurance company.

Starting in 2014, adjusted per cost of living increases as may occur to that point:

A person making below $15,300 will not pay a penny for insurance premiums as they will be covered under medicaid.

A family making below $31,100, will not pay a penny for insurance premiums as they will be covered under medicaid.

A family of 4 making the national median income of $47,000 a year will pay under $3000 a year.

The average health care costs for a family in the US is currently close to $14,000.

These are all evidenced facts.

Here is the calculator linked below that actually allows someone to determine what they would pay for insurance in 2014, if they choose to purchase insurance rather than paying the tax. Moreover there are clauses in the law that allow exemptions from purchasing insurance such as religion, and financial hardships. Beyond that there are no criminal penalties, levies, or liens, per the law allowed if one doesn't pay the tax. If one chose to they could avoid paying what is now defined as a tax, by adjusting their withholding tax, so the IRS would not be able to take the penalty out of a tax refund.

3.1 million young adults ages 19 to 25, are already covered under this reform act, that would not be covered without it, along with many more individuals under the age of 19, with preexisting conditions that would not otherwise be covered under their parents private plans.

http://healthreform.kff.org/subsidycalculator.aspx?source=QL

Unfortunately there are many Americans that are taking spoon fed snippets off of political talking points, rather than investigating the potential benefits of the health plan for themselves. The concrete facts are there for one to pursue them if they want to

Under the new law will insurance companies still be able to gouge smokers?

My household makes less than that. I guess it doesn't apply to me.

Just in case people here know nothing about medicaid it's actually not free for many people. My grandmother had it (not medicare) and had to pay a monthly fee that they call spenddown and my disabled aunt tried to get it and didn't bother because she gets less than 1k a month disability and they wanted her to pay over $70 a month for it.

No one deserves to die. That was the whole point of healthcare reform, to ensure that people who could not purchase health care, or could not afford it, would be afforded that opportunity for treatment for chronic conditions that do indeed lead to death, if treatment is not provided through the avenue of affordable accessible insurance.

If one doesn't want to take part in funding healthcare for their fellow citizens or themselves through additional taxes, there is no criminal penalty, lien, or levy, provided if one refuses to pay this tax. The IRS can withhold the tax from one's tax refund if they receive money back at the end of the year. But, it's certainly more reasonable to take the option of adjusting one's withholding tax to avoid paying the penalty rather than to wish anyone's death, Obama, or potentially thousands of fellow citizens that may avoid that fate, in part as a result of the Supreme Court's decision today.

There are those that would have likely met the fate of death without treatment for their chronic illnesses provided under affordable and accessible insurance coverage that indeed is available to people under this plan, as clearly evidenced by the millions of additionally covered individuals now and the 10's of millions of additional individuals that stand to be covered in the coming years.

For some of those individuals it is a literal matter of life and death.

None of the rights as an American have been taken away, by this Supreme Court decision. Access to accessible, affordable health care, has been extended to those less advantaged.

No one is being forced to be a part of this effort if they don't want to comply with the new laws, that have been found constitutional as a part of what is legally defined as the American way.

It is worthwhile checking the calculator linked above; there is the potential that the premiums of this plan would be cheaper than the alternative of a tax, depending on one's income.

At this point in time medicaid is both an asset tested and income tested benefit, including looking back at previous years incomes and assets per spend down/pay down monthly fees.

This new coverage is not an asset tested coverage and does not look toward the history of one's finances. Those already covered by medicare are not covered by this act for additional insurance. Laws as they currently exist per additional medicaid coverage would apply to those currently receiving medicare benefits.

So in other words, spend down does not apply to those covered through medicaid through the healthcare reform act.

There are modest fees associated with medicaid depending on what what state one lives in. However, this is certainly the case with most insurance policies above and beyond any monthly premium.