I think i need to find a counselor

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Its a damn shame that i cant do anything because that hag got my credit messed up, so now i cant get a loan.

I guess she really does want me to suffer, and be a mad bum like herself.

*why not use the counselor you've already told us you had?


If you are as young as you tell us you are, then there is no way anyone could have screwed up your credit.

You haven't had the experience necessary to have enough credit to be considered a good or bad credit risk by anyone

well my mother had 2 telephones in my name and it showed up on my annual credit report.

These phonese were in use when i was about 13 years of age.