It is very complicated to care about yourself even when you adult. For example, if you have troubles with your studies, it's simpler to ask for help someone or the service, you can without problems.
Moderator note: Ignore this "member" who frequently returns under various names to try to hook members with study help scams. He has been banned again today. Don't PM any spammer offering study help, should you feel tempted. A lot of phishing scams target PMs and have the same poor English, so report any you may get.