I've grown up in a dysfunctional family, where I had to play the marriage counselor all the time. I was also spanked, yelled at, and punished mercilessly. So I feel no desire to have children at all. When my friends question me about it, I tell them: "I tried living in a family once, and I don't want to go through it again." And as Anubis pointed out, kids are too much of a burden. After being mistreated for nearly two decades, I want to do things I enjoy: travel the world, have a dog, not answer to anyone but myself, etc. Yeah, it's selfish, but I've spent too much time being a combination of a marriage counselor and a puppet my parents controlled. So I want any life I have left to live to be mine and no one else's. As for having someone to inherit my savings and assets, I'm planning to give half to surviving relatives, and donate the rest to a synagogue.