Are you destroying receipts and proof of payment card

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pawelk1986
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12 Jun 2014, 1:00 am

Are you destroying receipts and proof of Payment Cards, before throwing them in the trash,

My mother recently reminded me me that such documents should be destroyed before disposal. My mother worked for many years as an office worker, said that when she worked was the strict rule that all financial documents must be destroyed before throwing in the trash.



Schneekugel
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12 Jun 2014, 1:56 am

If the complete account or credit number is mentioned on a document, I cut it into pieces or burn it. But if its only about mentioned paying sums, I dont mind. I dont think that any criminal can do anything useful with the information how much EUR I pay for energy or water ...



MissDorkness
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12 Jun 2014, 8:56 am

Schneekugel wrote:
If the complete account or credit number is mentioned on a document, I cut it into pieces or burn it. But if its only about mentioned paying sums, I dont mind. I dont think that any criminal can do anything useful with the information how much EUR I pay for energy or water ...

Yes, back in the 90's, full CC numbers were printed on receipts and of course the pressure swipey paper (carbon? whatever) had them imprinted... I remember a janitor at the truck stop I worked at would pull the carbon paper out of the trash (the top portion being the one submitted for payment to the cc company and the bottom one being the customer's receipt, this carbon sheet between the two would copy the information from one to the other) and getting the name and number off of them and buying stuff with it.

The only thing I destroy now is checks and documents with the full account number on them.



eggheadjr
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12 Jun 2014, 11:52 am

Yes - We have a paper shredder for just that purpose. It'll also shred plastic cards like expired credit cards.


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nick007
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12 Jun 2014, 9:35 pm

I do all the financial stuff I can online & select the no paper option & I cut up very important things like old credit-cards. I crumple receipts up & usually throw them in a box that's in the recycling bin & usually gets put out the morning it get picked up or the night before.


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DeepHour
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13 Jun 2014, 7:30 am

Banks, building societies and fund management groups plaster my name, address and account numbers on almost every page of every communication they send me. I've become obsessive about surgically removing these bits before throwing the rest in the bin.

The Royal Mint even puts my telephone number on all its promotional letters. Thanks, guys!



nick007
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13 Jun 2014, 9:57 am

I forgot to mention in my other post that I place 90 day fraud alerts so creditors are supposed to take extra steps to verify my identity before issuing credit. The way it works is I call one of the 3 main credit reporting agencies & select 90 day initial fraud alert option, I may select something about my identity possibly being at risk. Ienter some info like numeric portion of my street address, zip code, & maybe social security number & I enter my phone number to get called if there is a problem. I may also get an offer to sign up for some kind of membership to protect my identity & check my credit score but I can select No.; I use Credit Karma for that The whole process is completely automated. They're also supposed to remove you from pre-approved credit offers like certain junk mail solicitations. Life Alert did all that stuff when I signed up years ago but then were forced to quit doing the fraud alerts after they lost a court case so they started emailing people & giving them the number to do it themselves. I saved one of the emails. The number for TransUnion one is~ 1-800-680-7289. I quit Life Alert after they kept changing membership options, started charging more because they supposedly provided more services that I never noticed & I started getting credit offers. I called Life Alert about it but the offers kept coming so I called a number myself to specifically get removed from offers & it worked. I don't know why Life Alert quit doing that even thou they still claimed to offer that service & told me they did that. I forget which number that was. I seldom get pre-approved offers nowadays & when I do I mail their offers back to em in the envelope that's to mail back to them, I put all their paperwork in it & next to the offer part with address I write to Remove Me from mailing list & that I'm concerned about identity theft.


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~Ferengi Rule Of Acquisition #190
https://memory-alpha.fandom.com/wiki/Ru ... cquisition