money worshippers spiking the world

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khaoz
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19 Jun 2014, 3:43 pm

Those who profit from war try to push our government into becoming involved, costing lives and destroying families and communities, while Wall Street and speculators pick our pockets at the pump and furnace level.

http://www.sanders.senate.gov/newsroom/ ... gas-prices



SoMissunderstood
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19 Jun 2014, 9:05 pm

It's the way the world is, unfortunately...all worshiping the almighty Mammon.

Due to unforseen circumstances, I didn't pay my council rates for a year...I was homeless, broke and moving around from place to place and not even my close friends or family could find me...I was also having a lot of mental issues, problems and just a 'lot of things on my plate'.

I came back into society, seeking to make restitution for all my past mistakes, paying back all the money I owed everybody and generally trying to do the 'right thing'...so I go to the council office, offering to pay the outstanding debt within 3 months, but they weren't interested.

They just asked me for a postal address and as soon as I gave them that, I received a court summons and was ordered to pay the outstanding debt immediately.

God, they didn't even know where I was for a year and as soon as I get back 'on the radar' I become a red flag for everybody - I should have stayed incognito...this is why I was doing that in the first place...

As soon as people look at other people, dollar signs start flashing in their eyes.

My brother has an outstanding tax debt of $3,000 which he has offered to pay the State Debt Recovery Office over the period of a year...business is bad...so what does the tax office do? they say 'that's not good enough' and start to garnishee his wife's wages instead. He is now going to see a solicitor because they have a 'prenup'.

It's getting so ridiculous 'out there' as to be totally insane and ludicrous...people killing each other over a few bucks...

I hope the Antichrist comes soon....soon, my friend.



khaoz
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19 Jun 2014, 11:41 pm

When I fell on hard times a couple years ago I ended up overdrawing on two bank accounts, total of about $300 between the two banks. When I got back on my feet and tried to repay what I owed directly to the banks they refused me, saying I would have to go through their collection agencies and pay their collection fees. No, I refuse, so I no longer use banks. In that same time period I had come upon a sum of money and offered to pay my student loan off if they would accept 75% in cash. I had already paid over 25K and still owed about 18K at the time. They refused too so now I am in default and just keep begging deferments. Hopefully I will die before they get anymore from me. I no longer feel guilty about not being financially "responsible. I tried. They are just too uncompromising, unsympathetic and too greedy. Screw them.



SoMissunderstood
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20 Jun 2014, 10:23 pm

I just received yet another letter from the Council's solicitors (2 in one week) ordering me to pay the outstanding amount immediately or else 'further action will be taken'.

I have arranged to have deductions taken out of my pension at $100 wk (I owe them $1,200). I have tried to clear this debt the best way I know how, but they want to try and get 'blood from a stone'.

Time to go into Centrelink (Social Services) and play the 'Autism card' (I don't like having to do this).

I'll see if I can get a Social Worker or Legal Aid to take my case as I am too 'emotionally fragile' to deal with these rude bastards....that's something only NT's can do.

I also don't like all their 'provocation practices' aimed towards to elderly, weak and mentally ill...these 'collection agencies' are the lowest scum of humanity.



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20 Jun 2014, 11:22 pm

I had one gym that just dropped my cancellation paperwork and was billing me for a whole year, when my account information changed and the money flow stopped, they sent a collection agency after me.

I got more careful about automatic deductions and looking at my bank statements, but that still doesn't change how messed up it was on their part.

One gym only did contracts (only gym in the area too). My plans fell apart and I had to move, so I quit the gym and was asked to pay over $400. That was 5 years ago, they still haven't gotten that money. It didn't stop the next gym from signing me up either.


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SoMissunderstood
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21 Jun 2014, 1:03 am

The reason why I was 'on the lamb' before, is because an electricity company ESTIMATED my bill, charging me double what I really used, then when I made a kick and stink about it, they went 'your previous bills were all underestimated by us, so we are making a 'catch-up bill' now)". What I AGREED to pay, $580-$620 a quarter, now just shot up to $1,200 and I refused point blank to pay it.

I had to change my name, change my address many times and keep moving and be careful of how many bank withdrawals I did and such.



Last edited by SoMissunderstood on 21 Jun 2014, 1:14 am, edited 1 time in total.

SoMissunderstood
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21 Jun 2014, 1:13 am

See, this is how it is:

Quote:
Can my supplier estimate my accounts?

Suppliers should do their best to send you a bill based on an actual reading of your meter. If they cant access the meter, they can estimate the account, but they must be able to take an actual reading at least once every 12 months. It is your responsibility to make sure the meter is accessible. This relates to both gas and electricity.

Note that meter readers from Aurora Energy will not normally enter a property to read a meter if they cannot be satisfied that a dog on the property is unrestrained. This is for good reasons related to occupational health and safety.

An estimated bill is based on past use, taken from the same period over the previous year. This might not match the amount you're actually using. After you get an estimated bill, your next bill that is based on a meter reading may be higher or lower than you expected, depending on whether the estimate was lower or higher than your actual use.

If a bill is estimated, this must be clearly identified on the bill.


Quote:
Can a supplier bill me back past the current period?

Yes, it can issue an account for an undercharge or a catch-up bill.

In the case of an electricity supplier,there are limits on how far back the supplier can go. These are imposed by the Electricity Supply Industry (Tariff Customers) Regulations 2008.

An electricity supplier can recover an undercharge for a maximum period of one year before the date of discovery, even if the undercharging or non-charging has been for longer than that. This time period is only relevant for undercharging as a result of inaccurate metering of consumption. For undercharging which is the result of fraud or tampering with the metering equipment, there are no limits to how far the supplier can go back and recover.

To recover the amount of an undercharge, an electricity supplier must separately itemise the amount, state how the undercharge occurred and how it has been calculated. The supplier must allow you at least the same period to pay the account as the period in which the undercharge occurred for example, if the supplier is seeking to recover six months of undercharging, then they must allow you six months to pay the account.

Gas suppliers can also recover undercharges, but are not subject to such controls.

http://www.energyombudsman.tas.gov.au/m ... tions#four

...and here is where they get customers 'by the balls' as it were...

An 'estimation' is based on the trend of past electricity consumption, HOWEVER, if the past bills are all 'wrong' and they need to fix that and do a 'catch-up-bill', the 'estimation' can be anything they want to estimate it at - do you get it?

In other words, the contract you sign that you'll be paying 'X cents per kilowatt' is a load of utter bulls***.

Because you NEED electricity to survive, they get off capitalising on that by using all of these 'loopholes' like the one I just showed you.

....and guess what? ALL electricity, gas and phone companies DO this. Contracts are not worth the piece of paper they are written on.



SoMissunderstood
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21 Jun 2014, 2:31 am

About those 'catch-up bills' that are never, ever UNDER-estimated...

Why should I have to pay for a company's mistake?

It's not my fault that you have an incompetent (or lazy) meter-reader on staff who has now cost me an extra $600 on top of my usual bill...I got a good suggestion for you...fire the slacker!

No, it's no 'mistake' because no matter how I approach it, there's absolutely no way or grounds for a 'mistake' to be made...my meter box was on an electricity pole out on the main road with 360 degree access at any time of the day or night.

Funny thing, such companies go 'oops, we made a mistake, now pay for it' but when you can't/or won't pay, there are NO excuses.

Pathetic, isn't it?



Cornflake
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21 Jun 2014, 3:45 am

[Moved from PPR to Random Discussion]


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21 Jun 2014, 4:09 am

Some people just go with the Shadows' philosophy of growth through conflict.