Board index › Off Topic Discussion › Random Discussion

Credit Card

Page 1 of 1 [ 4 posts ] 

Previous topic | Next topic

Kitty4670
Veteran
Veteran

User avatar

Joined: 18 Nov 2014
Gender: Female
Posts: 8,542
Location: California,USA

18 Oct 2024, 11:50 pm

can you have a credit card if you have SSI?



blitzkrieg
Veteran
Veteran

User avatar

Joined: 8 Jun 2011
Gender: Male
Posts: 17,144
Location: United Kingdom

18 Oct 2024, 11:58 pm

If you have a good credit score, I don't see why not? Credit limits are usually made on the basis of declared income.



Texasmoneyman300
Veteran
Veteran

Joined: 25 Feb 2021
Gender: Male
Posts: 2,567
Location: Texas

20 Oct 2024, 8:52 pm

Kitty4670 wrote:
can you have a credit card if you have SSI?

I have tried to get one a couple times but I got turned down.You may have to do the secured credit card option first where you give them a couple hundred dollars first as a credit limit.One other option is getting a store card because Academy has offered me those multiple times but its hard for disabled people to get access to credit typically.Just make sure you are a credit card person and pay that card off in full every month.Credit card a-okay, credit card debt no way in most cases.Credit cards are not free money.Do you have a few hundred dollars as collateral for the credit card company?



Kitty4670
Veteran
Veteran

User avatar

Joined: 18 Nov 2014
Gender: Female
Posts: 8,542
Location: California,USA

05 Nov 2024, 12:27 am

Texasmoneyman300 wrote:
Kitty4670 wrote:
can you have a credit card if you have SSI?

I have tried to get one a couple times but I got turned down.You may have to do the secured credit card option first where you give them a couple hundred dollars first as a credit limit.One other option is getting a store card because Academy has offered me those multiple times but its hard for disabled people to get access to credit typically.Just make sure you are a credit card person and pay that card off in full every month.Credit card a-okay, credit card debt no way in most cases.Credit cards are not free money.Do you have a few hundred dollars as collateral for the credit card company?



I have a credit card always, I was wondering if you can one being on SSI.