It really depends on what jewelry it is. I have 3-4 things that I wear all the time (a music note necklace, a dogtag that matches a few of my friends', my high school class ring, though currently it is lost in my room, and a promise ring from my boyfriend), and I feel naked without them. Any other jewelry, though will either irritate me (usually bracelets) or I forget about it completely (necklaces b/c I always have 2 on, I'm used to the feeling of them).
I can't wear my hair down either, though it is because my hair is so thick and long that if I leave it down, I start overheating rapidly.
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Dance like no one is watching. Sing like no one is listening. Love like you've never been hurt and live like it's heaven on Earth. -Mark Twain
If life gives you lemons, make grape juice, sit back and watch the world wonder how you did it.