Not frugal, I grew up in a household where when my dad bought something, he wasn't going to do it unless it was either the best or pretty far up there (well, that was mostly when it came to food). There is nothing that I love more than food from Whole Foods, and I spend most of my income there, so I kind of inherited it from him. My philosophy is you only live once, why waste it by eating crappy food, lol. But I do understand that due to financial circumstances many do not have this choice, an I am appreciative that I do. At the same time, I don't spend beyond my means, I always meet my budget, and I don't even have a credit card.