Homer_Bob wrote:
It's a shame how so many of you guys are paying ridiculous amounts of money. On my health insurance (I'm still a dependent because of college and all so my insurance is one of the best) my appointments would only cost me about 15 dollars a session if that. My health insurance would pay the rest. I haven't seen a psychologist in years so the cost may change but for one doctor, I didn't have to pay anything at all. My recommendation is everyone should be covered with some kind of insurance before appointments because without it, your wallet will take a beating. In the state I live in, everyone has to have health insurance.
Agreed - everyone should have access to care. Your state must have an
affordable insurance program available for everyone, then (Mass. by any chance?). That's really a blessing for you. It's not that way everywhere.
And costs for care are outrageous. We had to go to the ER a couple of years ago for a medical issue and my kid was hospitalized for one (1) day. The bill came to $14,000. Thankfully, we did have employer medical insurance so my out of pocket was $250.
I have worked at many jobs where mental/behavioral health coverage was not included in the insurance package. One would think it would be a required component, but I don't believe there are any national laws that require that (if there are, they must be pretty new).
So, yes, it would be extraordinarily helpful if everyone could have health insurance, especially insurance that covered behavioral health. Too bad there's not universal coverage in the states.
"high risk pool" summary here