Why are so many people here compulsive spenders?

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FredOak3
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04 Jun 2010, 12:47 pm

I'll get obsessed about something and research it over and over and over, put it in my cart, take it out, in, out.
Then I'll either find something else I'm interested in more and move on or buy the damn thing and feel freaking guilty about it.

Then it's either I really like what I got and then don't feel so bad or use it for a day or two and then wonder why I wanted it in the first place, then I really get PO'd at myself.

And I'll only buy something usually only if I see it on sale, have a discount/coupon or some other special promotion. I very, very rarely will pay the MSRP.



Mudboy
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04 Jun 2010, 1:59 pm

Molecular_Biologist wrote:
I don't keep a budget, but never run into financial difficulties.
With AS, I lead such a limited life, that my spending habits are always lower than what I make without having to make an effort to keep it that way.
Ditto


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astaut
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04 Jun 2010, 2:48 pm

I haven't noticed it here.

I am a penny-pincher. It takes me a long time shopping because I worry about the cost of every little thing, even if I'm not the one buying it. I'll worry about it if it's my parents buying it for me. I'm pretty sure I still have some money left over from $$ I was given for graduation a year ago. Today I went on a shopping spree though...in the dollar section at target :wink:



zen_mistress
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04 Jun 2010, 5:35 pm

I dont have enough money to be a compulsive spender. I do lke to spend though, so if I want to spend I go to the supermarket.. it is better to compulsively shop and buy items that cost $4 or so, than go and buy shoes, or clothes, or CDs.


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Notsurprised
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04 Jun 2010, 8:50 pm

I have a real hard time spending money unless
it is on an obsession but still I am careful how I
spend.
I buy clothes at the salvation army
and such. I also scrounge at the garbage dump
Find that I am getting cheaper the older I get.
I just never want to be with out finacial resources,
I am lacking in a lot of other resources, like having many friends and I
also have a bad attiude and feel that when I
do buy anything that I am being taken advantage of



book_noodles
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04 Jun 2010, 9:12 pm

I'm impulsive and I need more books and games now! Time for me is just "now, or not now." :lol:


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tweety_fan
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04 Jun 2010, 10:17 pm

I make impulse buys sometimes

But I pay the essential expenses first and put monies aside every payday for future requirements.



pekkla
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05 Jun 2010, 2:47 am

I have spent too much on credit cards in the past when I was obsessed with a particular person (a love interest), usually on clothes that I could not afford and didn't look that good in.



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05 Jun 2010, 7:00 am

i'm not rich enough to be spendy, nor am i sufficiently organized to keep a budget. i keep my spending to a bare minimum. i am such a cheapskatin' penny pincher that i make ol' abe [lincoln] cry. i use plastic sheeting i found in the trash for window coverings, they don't deserve to be called curtains. i have a ratty shower curtain with ingrained mold in it, ragged on the edges but i can't make myself go out and buy a new shower curtain. the patches on my clothing and socks have patches on 'em. i literally suck every ounce of soda out of the can, and rinse the remnant food out of my food cans and use the can washings for my ramen noodles. i always lick the food off my plates and out of the bowls. i "fix" many things with duct tape and glue. much of my music comes from the public library. i almost never buy anything new outside of sundries. pawnshops and goodwills and yard sales are my friends. i get lots of stuff that other folks cast off. i sleep on an air mattress on the floor. i save old jars and bottles to keep food and drink in. i take bread and crumble it together with crackers in my soup to make a meal. i drive a 13-year-old car. i let my crabgrass grow at least 8 inches before i gas up the mower. an antenna has to suffice for my tv reception, as basic cable is too expensive.



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05 Jun 2010, 8:53 am

CockneyRebel wrote:
It's because if I want something, I want it, now.

This.


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nikki15
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05 Jun 2010, 9:31 am

CockneyRebel wrote:
It's because if I want something, I want it, now.



Me too.



persian85033
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05 Jun 2010, 7:09 pm

For me I guess it was frustration, and a lack of control/understanding, and the fact that my parents are such cheapskates. I have always had my special interests, of course, and well, sometimes they would include spending money on them. If I had an interest in say, well, a certain author, for example, I would want his/her books, a certain actor/actress, I would want his/her work, things like that, I liked a certain game, I would want to buy that game if a new version came out or something. My parents never liked this, and it would be very frustrating. They would never understand why I wanted it, and one of the things they said often was, 'when you have your own money, you can buy it'.

Well, I did start making my own money, and it seemed to open many doors. If my parents said anything now, they could do nothing about it. The money was MINE. However, then there came the trouble that I can't drive. I had to get my parents to drive me to the store, and this was especially difficult when I wanted to get to the bookstore or something. So, I turned to the internet. I could everything I wanted, and when it got shipped, there was nothing my parents could do about it. And my parents love to procrastinate. 'Mom, you said you would take me today', 'you said I could buy this as soon as it came out'. And always 'tomorrow', 'later'. I think I developed a fear of this 'tomorrow' and 'later'. When I see it, I must have it now, as it's very dangerous my parents will completely forget. My mother was supposed to have some pics printed out ages ago, would you believe, that with her 'tomorrows and laters', they turned into two months. Ah, but one can't mention buying clothes or drugs, because she practically runs out the house to go to pharmacy.

Then there were my stupid medical bills. Would you believe they thought I wanted to waste my money on that? And they made me do it. They would not want me to buy the things I wanted, yet I had to invest my money on drugs? And the drugs costing so much? And it's so humiliating to be seen buying them. I'll bet they cost much less on the street. One prescription that had a patent on it cost five hundred dollars. I paid this each month.

And see, they think I'm an idiot to be spending my money the way I should, well, I don't see why they do so many stupidities, either. We had a break in, and the insurance sent us the money to replace the stuff. Technically, most of that money should be mine. First, the house and insurance are at my name, and most of the stuff that was stolen was mine. My tv, my ds, my jewels, my laptop. I bought a new tv asap. How I regret now that I said I would allow my parents to borrow it, as they took the one downstairs as well. My mother has just bought a new living room set with the money. Can you believe that? Wouldn't you think replacing the things which were stolen would be the priority? But no! And now it seems that they have forgotten the tv is mine, and they will not allow me to buy the laptop, and use the money for the ds, and jewels to invest it in a new iPod. Now how does that make sense? And I hate the way they treat my new tv! I love my things very much, and it hasn't been easy for my dvd, either. It's always been hooked up to my old tv. I'm sure it misses it as much as I do.

From the looks of things, I must come up with an idea to buy a new tv for myself(I am currently using my brother's old one), and a new laptop. It's so frustrating and it makes me so desperate. But I've got to do it. I must and I WILL get my tv back, and I Will replace my laptop! Whether they like it or not. The best I've come up with so far, is I'm going to sneak my card when I take my brother for a farewell dinner(they are sending him to Iraq for a year), and make a quick purchase online. Problem when shopping online is, I end up spending more than I plan. I do love the process of checking out and everything. I suppose because I know nothing my parents or anyonoe else does/says can do anything about it. I am the one who decides. My money was one of the few things in my life I could control. Yet I can't. I have so little control over my own life.


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katzefrau
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05 Jun 2010, 9:30 pm

when i want to acquire something, typically i am compelled to acquire what to me constitutes a complete collection of whatever it is. in that way i am sometimes a compulsive spender.


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05 Jun 2010, 10:16 pm

ToughDiamond wrote:
I'm definitely not a compulsive spender. Very frugal.


Same. I don't really make impulse buys. I have a hard time delaying gratification in some areas, but in the area of material things, I can wait years to buy an item that I want.



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05 Jun 2010, 10:26 pm

Asp-Z wrote:
I control my spending well, before I buy anything I do loads of research on it and, depending on what it is, it'll become my obsession for a bit, and half the fun will be in learning everything about it before I get it :lol:


That's me, too. I don't spend much money on little stuff, rather high quality things catch my eye. I'll go without for a while rather than buying the cheap version of something. I'd rather own one nice thing than 4 crummy ones.



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05 Jun 2010, 10:26 pm

I'm not.

I mean, I only buy something related to an interest now and again, and I'm really slowing up there as I have enough (4 firearms). I wear the same shoes I've had for a couple of years, which are just cheap plastic sandals; I wear cheap singlets and t-shirts, and they last me till my mother has had enough and makes me buy some more new ones.

I have a lot of stuff accumulated over the years from different interests, i.e., a few bows, fishing stuff, but it's still in proportion and sensible spending.