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Amik
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18 Sep 2011, 4:02 pm

Yeah, I'm kind of like that too. I hate having to think about money or do money related things like taxes or making sure I'm getting paid right etc. I want to have enough money to get by and have some extra for the sake of security and comfort, but I hate having to think/care about money.



HoodedShadow
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18 Sep 2011, 4:27 pm

aspie48 wrote:
idk i notice that many rich aspies i know sit on tons of cash and never spend any. like they haveb decent houses and old cars but then they have like 6 million in a bank account and another few million in investments.

I'm like this, I save, save, save and save ALL the money I get.
I rarely spend any money and buy decent working stuff instead of brand new shiny and expensive.

Without going into too much of detail I can give example that I have (slightly changed amounts for personal security) ~1000€ car and I have ~15,000€ on my bank account.
And I'm currently 19 years old, never had a job, not that rich parents, over 80% of that money is my own saved not straight from parents.


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swbluto
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18 Sep 2011, 4:44 pm

HoodedShadow wrote:
~1000€ car and I have ~15,000€ on my bank account.
And I'm currently 19 years old, never had a job, not that rich parents, over 80% of that money is my own saved not straight from parents.


Are you trying to make us solve the puzzle of where your money came from?

I dibs DRUG DEALER! :P



swbluto
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18 Sep 2011, 5:16 pm

1000Knives wrote:
Even things like buying a house, I realize I could make, let's say, a neat little house out of some cargo containers for cheap, but most people would frown upon it, and would rather live in a suburban cookie cutter house than a house made themselves out of cargo containers. Hell, I think I'd be happy living in a RV or van, just society looks down upon it. But to me, an RV or van parked somewhere is the most efficient smart thing to do, but you look like a crazy person if you do it.


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HoodedShadow
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19 Sep 2011, 9:29 am

swbluto wrote:
HoodedShadow wrote:
~1000€ car and I have ~15,000€ on my bank account.
And I'm currently 19 years old, never had a job, not that rich parents, over 80% of that money is my own saved not straight from parents.


Are you trying to make us solve the puzzle of where your money came from?

I dibs DRUG DEALER! :P

No and no.

Most of the money is from the support funds for school and AS and so on.


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techstepgenr8tion
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19 Sep 2011, 9:58 am

I've always been credit-smart, ie. historically used it only for what I knew I could absolutely afford (that and school loans). As of recently though I've gotten a lot wiser in terms of budgeting and additionally angling myself toward putting as many expenses that I can on a short-term credit card that has a variable kickback between 1%standard per purchase and 5% for rotating categories every three months.

As of right now - I'm not sure if I should start a thread on it or not just because there's so many angles that could be broached - I'm really starting my research into property/rental investment. I think what a lot of us realize is that we aren't the best at socializing, even with great technical skills we're still not going to be in a place where spending everything we have can be floated by simply being salesy enough to be hired anywhere if we're laid off, often enough when people don't want to train (which is getting more common) we're royally screwed. As of right now I'm reading my first real-estate investment book, just purchased two more today, and at this point I'm determined to save up to put a down payment on a triplex or fourplex by the second half of next year - purely as an investment. After that my goal is to multiply that as far as I safely can and, yep, live off of the revenue stream as well as stearing the money toward places where its needed (including food banks and what not but also yes - AS community issues as well). That's of course a pipe dream at the moment but still, I realize that if I put the time and effort into researching the market right, understanding the pricing and rentability, know what I'm buying and know a deal when I see it, its pretty close to failproof *if* you plan for contingencies adequately as well. That kind of thing does of course take a lot of spending self-sacrifice in the interem but, as said in some other posts here - that kind of fiscal self-discipline is something that a lot of us can be truly great at when called upon.


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19 Sep 2011, 10:18 am

Personally, I tend to be very frugral and I think it stems from growing up in poverty, rather being anything AS-related. I used to be a bit extreme about it, but I've gotten better about acknowledging that there are things I need to spend money on and that as long as I'm adhering to my budget, spending a little is okay.

League_Girl wrote:
My husband decided to handle all the finances and told me I couldn't handle it because I was chewing him out when he even spend literally a dollar when I was on a saving spree. I would even get anxiety over money and not want to do anything and be afraid to get anything we need. It was giving my husband stress too so he decided enough and took over.


I hope you and your husband can work through this because you deserve to have a say in your family's financial future. I don't think having him cut you out of the picture totally is a workable solution.



1000Knives
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19 Sep 2011, 1:19 pm

swbluto wrote:
1000Knives wrote:
Even things like buying a house, I realize I could make, let's say, a neat little house out of some cargo containers for cheap, but most people would frown upon it, and would rather live in a suburban cookie cutter house than a house made themselves out of cargo containers. Hell, I think I'd be happy living in a RV or van, just society looks down upon it. But to me, an RV or van parked somewhere is the most efficient smart thing to do, but you look like a crazy person if you do it.


http://weburbanist.com/2008/06/01/more- ... d-offices/

Image


Yep, the fine line between creative and crazy. Where do I find it? Generally it's first crazy, then creative, then normal. However, this means if you're among the first to do something, you're considered crazy, in a few years, everyone's copying you anyway, but you were still crazy for doing it first, so by doing things like building a cargo container house, you're often a leader without the people even acknowledging it. It's tough being cool like that.



persian85033
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19 Sep 2011, 1:23 pm

TheWingman wrote:
I love the comfort, the freedom, the security that money can provide but I hate caring for money. My brain just block when I have to check my bank account or do my taxes, I hate talking about money, thinking about it. I just wanna feel it's there. When i don't have any, I feel so depressed but I am just not able to manage it.

Are you like me?


I am like you. I like that I have money and I like the things it can buy, but I dislike thinking and talking about it. I hate not having money. I personally feel that money is something that one should use for one's own comfort. As my brother says 'it's good to indulge yourself once in a while'. I hate people like my father who never spend. Yet the odd thing is, while he refuses to spend a penny(he's even consider cutting the electricity, phone, cable, and other things), he never has money. Yet, I am a spender, and I always have money, except once. When I had no money that one time, I felt so anxious that I just had to reveal to my mom that I was a compulsive spender. I try to curb my spending now. Although whenever I can, I still get money out of my brother. It's hard, but every now and then I can get him to let go of a few dollars.


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19 Sep 2011, 1:27 pm

I am highly utiltiarian, I dislike spending money and if I had a lot of it I'd just stash it under my bed and only buy neccesesities.


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persian85033
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19 Sep 2011, 1:46 pm

I actually think that money can really buy happiness. And when it can't, it can buy some of the most remarkable substitutes, as Rhett Butler pointed out. And if I think about it, he's right. I mean, just what gives me happiness? If I had no money, how am I going to buy my books, my movies, my kitty collectibles? Don't they make me happy? Don't I take pride in my collections? Can't money buy you nice things? And I like to give people things and make them happy. If I had no money, I would not be able to give people gifts, would I? I love to buy things not just for myself, but for other people, too. Especially when I know it's something that'll make them happy. My parents don't like it when I do. I wanted to buy my brother a Playstation 3 for when he got back from Iraq, but my mom wouldn't let me. I managed to buy him some of the stupid funny movies he likes. But some people, like my dad, I think he has serious issues. I mean, I bought him a gift for his birthday, and he got mad because I paid for it. That's why I'm never getting him anything again.

About my dad's obsession with not spending, I can understand this, however, I think in his case, it's pointless. If it was a case like Henry VII's, for example, who hated to part with money, and just kept filling the exchequer, that when he died, he left his son TONS of money. My dad saves and yet he has absolutely nothing to show for it. Although it would probably help if he actually went to work at least 36 hours a week. They don't pay you if you don't work.


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Wayne
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19 Sep 2011, 1:58 pm

persian85033 wrote:
About my dad's obsession with not spending, I can understand this, however, I think in his case, it's pointless. If it was a case like Henry VII's, for example, who hated to part with money, and just kept filling the exchequer, that when he died, he left his son TONS of money. My dad saves and yet he has absolutely nothing to show for it. Although it would probably help if he actually went to work at least 36 hours a week. They don't pay you if you don't work.


Well there you go. If he did spend money he'd really be screwed. He'd rather spend very little than have to work extra for more. And he may have very good reasons for that, especially if he's one of us.



Christopherwillson
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19 Sep 2011, 2:07 pm

I really really love money because of the freedom but i don't like paying taxes and do anything with banks :P


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