Fenn wrote:
Issy, I wondered about your financial situation when you announced your retirement (not that it is really any of my business) because of some of the other sensory and work related struggles you have posted about before.
You're right - I'm a hot mess when it comes to sensory, work struggles, and EF.
It's bill-paying day and that always makes me physically sick with panic attacks.
Fenn wrote:
My dad is about 25 years older than me and Finances are crazy tight and his health is getting worse. USA so no socialized medicine. Costs keep going and he is always worried about money but too stubborn to ask for help. I’ve told him if he is choosing between health and money, I’ve got money. I feel I owe him. No go. I also worry about my failing Executive Functioning (which has never been great and isn’t improving) I may not be able to keep working, but am also not sure if I will outlive my money. And I still want to help my kids. And the beat goes on.
I don't know how Americans cope with paying for medical expenses. That's one area where I feel very blessed. My mum just had hip replacement surgery and has been in hospital with specialized care for a month. We haven't paid a penny for any of it, not even her medications. The burden has been on me though because parking is $20/day, which means I've spent already $600 just parking the car to visit. That means I'm not eating. I couldn't afford food even before that expense.
If she goes home with full-time nursing care or goes in a care home, that runs $3-$5K per month out of pocket. I don't even want to think about that, because the alternative is that I care for her full-time in her house, which would be the equivalent of committing suicide. I can't cope with my own life and keep up my own house, let alone hers. I'm legally eligible for a carer for ME, so it doesn't seem logical I could become a carer for her instead, whilst also being responsible for my kids and six pets and my mortgage.
It sounds like you got a new job? I remember when you were out of work, so congrats on that. It's very kind of you to try to help your father but I know how hard it is to accept help from others.
I have a lot of life insurance so when I'm gone my kids should be relatively comfortable. Everything I've ever done (e.g., working) was for their benefit and not mine. I've yet to have a single dollar in savings because the cost of single-parenting and non-stop litigation drove me into the poor house even when I earned six-figures.
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I never give you my number, I only give you my situation.
Beatles