I have lived independently since I graduated college. I co-own my house with other relatives (all of our names are on the mortgage). I pay my own bills (I have many) and I work a full time job (pure hell, but it pays the bills). I take care of myself and assist in the maintenance of my house. I do have OCD issues that make cooking difficult (if not for the microwave, I would probably exist solely on take-out), but I don't go hungry . I am negligent in house cleaning (if it doesn't directly affect or bother me, I don't think about it, ie dusting, vacuuming, etc) and will only do chores when I am hindered in some way, such as when I have no clean towels remaining.
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Those who cannot tell what they desire or expect, still sigh and struggle with indefinite thoughts and vast wishes. - Emerson
Selfishness is not living as one wishes to live, it is asking others to live as one wishes to live. - Oscar Wilde