Of Course, the biggie here that only one person has even mentioned so far is, what happens when mom and dad die? I know some of you must be dreading that eventuality. Well, I'm now 55 years old, and I've always been dependent to some extent on my father. I left home young and spent 20 years on the road playing guitar in a band, or rather, many bands. I was also briefly married and raised two kids on my own for some years.
But through all that my father was right there. Bands tended to come and go, and between tours or between bands I always had a place to crash and a fridge full of food to help myself to, and a little starter money for my next tour. When I was raising the kids he would come over every day with some meat and I'd cook supper for everyone. He really stepped in and acted as the second parent.
Well, my kids grew up and left, and my dad got sick, and at the age of 50 I found myself moving back in, like nothing had changed. I still felt like he was supporting me, especially when he got so bad I had to quit my job to take care of him full time. A few months ago he died, and left me fairly well off, but I'm still terrified. I know I can't screw up now, because there is no one to turn to. I'm on my own and there is no one at all out there that gives a damn if I blow it and end up on the street, and I'm too high functioning to qualify for any kind of help.