I understand your worry. I get worried about being homeless, I don't know how homeless people cope. I'm not the sort to poison my body with drugs and alcohol, so I don't know how else I would survive out in the cold all night and all day. Also I get scared of the streets, I can't cope with crowds, judgmental strangers, teenagers and drug-dealers. I'm more of a reserved, homely, quiet, timid, mentally stable kind of person. By mentally stable I mean I'm not the sort to get mixed up with the wrong sort of people and cause trouble. I prefer security, love, health and predictability.
I don't know how financial things work in other countries like Switzerland, but in the UK I think you get help if you work part time and live in council. I'm never going to buy my own place unless I win lots of money, because if you lose your job and can't afford to pay the mortgage, you can get thrown out without no help.
That's why I vote labour at every election. Labour might be mixed up and dumb, but they do try to help the poor/working class. I was on unemployment benefit when labour was running the country, and it was much easier, then as soon as Tories got in, everything changed and the unemployed got treated like s**t. It noticed overnight.
_________________
Female