Your statements are somewhat correct but I see 2 issues with the OP
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No insurance company or medical facility can discriminate against the fact that Autism is becoming epidemic and say that they cannot handle the number of requests for diagnosis or treatment. They must hire more staff. They must provide full diagnosis and treatment.
And where are the extra therapists suppose to come from? For example, if 3000 OT experts are needed in the USA to fulfill the demand and the colleges graduate only 2000, where are the hospitals suppose to get the extra 1000. In the meantime, the salaries and costs will go through the roof which leads me to my 2nd comment.
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The Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act of 2008 was signed into law on October 3, 2008. This is H.R. 6983 which requires:
• Equity in financial requirements, such as deductibles, co-payments, coinsurance, and out-of-pocket expenses.
• Equity in treatment limits, such as caps on the frequency or number of visits, limits on days of coverage, or other similar limits on the scope and duration of treatment.
• Equality in out-of-network coverage.
This is true only if you get insurance coverage on the open market or is a PDD was not considered a pre-existing condition. Due to the increase in costs this will add to insurance, more businesses will be required to drop health insurance as a part of compensation (businesses are not required to supply health insurance as a part of compensation). This will force more people into the open market and guess what, PDDs are considered an uninsurable condition which means you can be denied in the same way someone with diabetes, MS, or cancer can be denied. If you are lucky, your state will have an insurance of last resort program, with the associated higher price. Otherwise, you are SOL when it comes to insurance.
This will primarily work for those whose children are dx'd with an PDD as long as they stay with the same company and do not exhaust the maximum benefits. All others will find that this law means absolutely nothing.