My body temperature is around 96.5-97 F (36 C if I did that conversion correctly), but I know I don't have thyroid problems. It's been low since I was an infant.
I tend to feel the cold easily through my entire body, but it takes a lot more for me to stand there shivering and unable to move than other people (given we're adjusted to the same climate). Yet, I have a high range of tolerance for heat and cold in my hands, feet and mouth. I've put my hand in 70C water to retrieve a test tube (that I had issues trying to pick up) without a problem and my biology professor freaked out.
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Itaque incipet.
All that glitters is not gold but at least it contains free electrons.