how to get out of having to have a payee for SSI?

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i applied for SSI last year due to my diabetes and Aspergers, ADHD, and some other stuff too. I've read many times that people on SSI often have to have a payee, as in someone else who gets their money and controls it and manages it for them. I definitely do not want that. I know there's a way to appeal that if they say i have to have one.

But i'm just wondering, for anyone on the forum who's on SSI, what was your experience with that? did they say you need to have payee and were you able to appeal it? or did they not even say you need one?
and if you did appeal it, how did you go threw with that?

Social Security Administration (SSA) policies require a broad presumption by SSA case managers that beneficiaries shouldn't have payee representatives assigned to them unless there is affirmative evidence to require a payee representative (see https://secure.ssa.gov/poms.nsf/lnx/0200502000 ). If the payee wishes to have a representative assigned to the payee, the payee may request one.

not exactly sure if i understood this 100%, but what your telling me is basically SSA only assigns payees to people who receive SSI only if they're seriously mentally disabled and have proof that they don't have mental capacity to pay their bills or manage their money correctly?

Pretty much, yep! Of course, if you have a lawyer helping pursue your benefits, he or she could describe the details to you.

Yep....Mr. Utah knows what he's talking about. He's a very smart man.

Consult with your lawyer.

I did some very brief work for one of the Messrs. Utah once. I am about as big as one of his legs. Hehe.

What you lack in brawn you make up for in brains.

You're a Mr. Utah on those terms.

Yes he is smart.
thanks for all your help AspieUtah I really appreciate it <3

and i'm also very glad i most likely won't have to have a payee. I'm competent enough to know when to pay my own bills on time.

Bill scheduling and paying makes me anxious, though I understand it. Beyond bill paying, beneficiaries can't save much money or "things" which might increase in value. All banking accounts must total less than $2,000 in cash (including each month's benefits payment of $735), so keep an eye on your total balance (it should be less than $1,265 at any given time). This $2,000-limit may include any countable tangible assets ("things," like your great-grandfather's pocket watch which would ordinarily be prohibited because it might increase in value). But remember, all household furniture, clothing, food, books, magazines and newspapers, DVDs, CDs, Blu-ray disks, electronic devices, appliances, educational items, recreational or hobby items, and medical or psychological assistive devices are exempt. You may own as many of those things as you choose.

Anyway, sorry to ramble.

what about appointments to see doctors and stuff like that?

as in, when i get approved for SSI, will i have to see a therapist for the rest of my life, or would just staying on the medication and seeing my diabetic doctors be enough? none of my conditions are curable at all

When you are awarded your SSI benefits, you will need to choose a primary-care network and physician who will then be able to refer you to various specialists like therapists and social workers if you need them. In my state, medical, specialist and pharmaceutical medications cost me $3 each. Remember that you should try to find ways to see a physician at least four times a year. I found that spreading out the usual procedures (annual blood tests, physical examinations, prescription follow-ups and such can easily flesh out four visits a year).

SSI beneficiaries usually receive Medicaid and SNAP food benefits with their SSI benefits. Depending on where you live, your state will add a little to each of these benefits. Medicaid can sometimes pay for dental exams and treatments, but I just pay my longtime dentist cash twice a year and be done with it. The Medicaid dental services in my state are reportedly scary (students paying off their loans).

Don't forget to research your own state and community for disability services. Businesses and some quasi-governmental agency like transit authorities offer discount cards or even free services if you receive SSI or Medicaid. I got my state and federal parks cards that way. Each card lets me (and my family and friends) visit the parks free of charge. Most colleges and universities offer discounts to disabled individuals, too. Sometimes, these benefits include discount sports and theatre events.

Longterm, researching some good end-of-life plans is a good idea. I don't sell life insurance, but I have recently completed my own plans and there are some nifty ways to prevent buying certain plans and policies from upsetting your SSI benefits. If you wish to discuss that, too, just PM me.

I beg to differ. All conditions can be cured (just that the «system» has been set up in such a way as to suppress or censor such knowledge from the public and thus you can expect to continue to be able to be guaranteed to qualify for SSI and/or SSA or SSDI for the rest of your life since it is the general-belief amongst the workers of the system that there are no cures for the myriads of conditions that exist that the service-workers approve you for).

You will likely have periodic «reviews» that you can just fill out yourself and submit to them as one of the «checks» that they use in order to continue to be able to approve you for Social Security payments but that is generally only going to be maybe once a year or two. For some reason, any time I refer to the fact that The Messiah has already returned, everyone working in the government seems to automatically assume I have a mental illness.

Anyway, depending on how severe your conditions are, you will likely be expected to see a doctor here or there on occasion, you should be able to qualify for having a Case-Manager which is essentially a Social-Worker who helps you keep tabs on what kinds of documents and reviews you must submit, and they can help you fill out any of the myriads of government-style paper-work that you might not necessarily be able to understand yourself, etc.