hackers

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last year, a hacker almost took $60,000 out of my account. thank buddha, the bank manager rescued my worthless corpse when she told me that i needed four forms of ID, and i didn't have that. otherwise, the hacker would've emptied out my checking account.

some articles claim that hackers are getting more and more sophisticated. hackers are great at artificial intelligence, computers, psychological manipulation, finances, and et cetera, and i am not. some articles claim that a Certified Financial Advisor, an FBI director, and a CIA director, and a lawyer, all got their $$$$ hacked away. i will never be as great @ Cybersecurity, as the FBI and CIA. sooner or later, a hacker will successfully take all my $$$$. i am autistic and have nobody to talk to and have zero common sense. i am easily tricked and i don't know how to verbally defend myself.

every time i get a phone call, text message, or email, i am afraid it is a hacker. hackers smart and i am not.

been watching some videos about the latest greatest scams. but nothing i do is good enough b/c hackers are getting better every day.

seriously considering squandering all my chump change. that way when the hacker successfully gets my $$$, it won't be that much.

anyone else feel the same way?

Don't squander but you should keep your money in different banks / investments.
I wouldn't recommend leaving it all in one institution.
It's not just scammers and hackers, but banks can go under.
Most banks will only insure your account up to about $50,000 anyway.

I keep my financial instruments separate. Current account, joint account, mortgage account, savings accounts, pension are all with different organisations. So are all my amenities - internet, cellphones, gas, electricity, water. And so are all my insurances; home, car and life.

This is less a protection against hacking and more a protection against corporate incompetence. It's happened twice in my life; (a) when a customer service drone at the credit card company pressed the wrong button, and instead of removing a temporary block on my card, cancelled it irrevocably - three days before Christmas; (b) when a bank gave me a car loan and forgot to credit it to my account, so when I tried to get cash out of an ATM it swallowed my card - the Friday night before a bank holiday. If I'd had all my money in one place on either of those occasions, I'd have been in trouble.

More than once, of course, I've had salespeople trying to badger me into 'consolidating' my finances. 'But... but... it might save you money', they entreat. So it might - and so might cancelling my home insurance, and I'm not going to do that either, for basically the same reason.

I keep an offline password manager. I never use the same password in more than one place. I use two-factor authentication wherever available. I keep myself educated in the latest scamming and phishing techniques. I never open email attachments from unknown senders, I never answer the phone to unknown numbers, I never click links from text messages. I don't use social media at all.

I check my various bank accounts every week or so, and my credit report on a regular basis, just to make sure that nothing has happened that I didn't know about.

Some people think this is autistic behaviour. It isn't. Smart NTs do it as well. 'Sensible precautions without fear' is the key.

today a popup came up and told me that my phone had a virus and it told me to click something and not close the window.

then i looked up on the internet that scam. yes it is a scam. s**t.

closed the window.

it's scary how easily hackers could take all of someone's $$.