Retirement

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How old are you?

How much do you earn?

How much have you saved for retirement?

How worried are you about not having enough $$$ for retirement?

Read up there ^^ and weep (that's me....weeping)

A disability pension
?
Something paltry... I think if I withdrew interest I could buy a pair of boots every year.

See Q2. As long as I stay on the farm I'm set. I have to wait for the mother-in-law to die before anything else becomes an option.

sixtyfour
earn? might be +- 3000E in farming before now, minus costs
& stay at home mother
no retirement, as in earned,
old age pension in four years, hopefully

stepping out of the farming, administratively

so yeah a bit of nothing ahead
letting go is hard,

I am not going to share my age.
I get a social security disability check plus 10 grand of healthcare per month.
I have over 300,000 dollars total I think.I have about 3 to 5 Million in trust funds.
I am not too worried because my parents are going to leave me at least 3 to 5 million dollars upon their passing.

I looked the other night and I have close to 100,000 dollars in the stock market in the brokerage account.

I am 65 and took early retirement last year due to health issues related to hEDS and MCAS.

A serious of abusive relationships between the ages of 22 and 57 left me with no assets and a seriously depleted occupational pension fund.

I now live on disability and other benefits in addition to a small occupational pension. I reside in social housing and have a 'life time' tenancy that I share with my wife. Later this year I will be eligible for state pension - however this will make no material difference as the amount I receive will be deducted from various benefits that I claim now.

So after working 46 years, building a career as a specialist clinician and completing two higher level degree courses I have not really benefited in a material sense. A succession of neurotypical and exploitative partners have though so I guess someone has gained!

Whilst this may sound rather depressing I am not at all bitter, resentful or sad about it. I am in a happy place. I live in a neurodivergent household that is filled with acceptance and laughter. The things that I value cost either nothing or very little. I have enough to pay my bills, eat and follow my artistic interests. Thats all that matters to me really.

The neo liberal capitalist system that we live in tends to rob us of joy and perpetuates needless guilt and oppression with its focus on production and the necessity for everyone to work. People who are unable for whatever reason to work are usually valued less - whilst those that are able and spend most of their time generating enormous wealth for a small elite are valued highly. It feels like we are all the subject of some enormous confidence trick.

I acknowledge that the above can be viewed as simplistic and naïve, and yes I do have a reasonable grasp of how macro and micro economics work but all the same this is just how I view it.

In summary - I love being retired. I enjoy being part of the running of a couple of charities on an unpaid basis and having the time to focus on my other interests without the demands and stress of having to interact with the NT world unless I want to.

I'm 61. Like Velorum, I've been taken advantage of by a past partner and left with nothing. I'll be working in one way or another till I'm carried to the grave. I just hope I can do work that is good and satisfying for me. Fortunately, I'm in reasonably good health in a country with a good healthcare system, and my partner is kind and supportive.

I'm 62, hoping to retire at 65 so I have health insurance (if Medicare still exists at that point). I have a good, well-paying job, so I'll be able to get a decent social security payment (if it still exists then). And I have a 401K account that has half of what all the articles recommend I have by now.

42 years old

$21 hour, about 30 hours a week

Last years taxes, W2 form box 1, $25600

As of one month ago, 401k had about $15000

Fidelity says, save three times your annual income by age 40.

I am way behind on saving for retirement

Worried about getting made redundant, becoming homeless and not having enough cash for retirement

Nervous disposition

Constantly waiting for the other show to drop

How old are you?
See left
How much do you earn?
I can't remember, it's not great by standards these days, but it's been more than enough for me so far. Last time I looked, my pension was pretty much the same as my salary used to be when I was working for a living.
How much have you saved for retirement?
Doesn't apply now I'm retired of course. While I was working, the idea was that the occupational pensions and the State pension ought to be enough, and it was. "Saving" for that was basically automatic, as there was no way to opt out of National Insurance contributions and it never occurred to me to opt out of or "draw down" the occupational pension. That would have been like borrowing money, and I've always considered that too much of a gamble. It works if you know you're not going to live far into retirement, but if you're going to live longer, you'd be out of pocket.

But anyway, I didn't like the way my job was going so I started saving so I could retire early. As I'd always lived pretty frugally and had paid off my mortgage, I was able to put away half my salary so I could bridge the gap between leaving work and getting to the pensionable age, which was then 65. I used to do a lot of sums to try to forecast when I'd be safe to quit, and finally took the plunge when I'd just turned 61. Forecasts are prone to error, and I had unforeseen expenses, and an unforeseen early pension when it turned out that I qualified as a "special member" of the occupational pension scheme, and could start taking that pension when I was just 62.
How worried are you about not having enough $$$ for retirement?
Before my pensions kicked in I was somewhat worried that I'd run out of money first, especially as the gov were pushing the retirement age up, but I was lucky and got to 65 before the gov made that a thing of the past.

Running out of money is still a concern, because one of my pensions doesn't go up at all, one goes up but not quite so much as inflation, though the other - the State pension - still has a "triple-lock guarantee" that stops it from getting inflated away. So the net effect is a slow erosion of my real-terms income. And now I'm in the USA so much I'm more exposed to the extortionate healthcare system while I'm there, and there have been many unexpected drains on the purse. Green Card and citizenship fees weren't cheap either. And now there's Trump's bloody tariffs and his attempt to put the world into recession. My head is still above water, though if I didn't live so frugally it might not be. It's impossible to know for sure whether I'll end up bankrupt or not, so I don't try to forecast it any longer. I suppose the longer I live, the worse it'll get. It's a concern but not a worry yet. I've never known real financial hardship so it's hard to imagine it could happen. My frugal nature may come in very handy one of these days.

I have 85,000 dollars in my stock market brokerage account. I lost 10,000 dollars in this latest stock market crash.

Lot attendant Roy is 68

Cashier Janice is 76

How much do they have saved for retirement?

I don't understand how someone so old could work in retail

How old are you?

45

How much do you earn?

I am hourly, so I make a little over $20 an hour USD

How much have you saved for retirement?

How worried are you about not having enough $$$ for retirement?

I won't give out numbers but yes I do worry about there not being enough and my own view is social security will be dead and gone by the time I reach retirement age. No way I will be able to work until 65.