How many calories should I really be eating and belly fat...

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I am 22 years old, weigh 93 pounds and I am 4'11 tall. I am in shape everywhere but my stomach is still out of shape. I've tried cardio, strength training, ab workouts, diet, and nothing has made my belly flat. It is like a hard belly but it also jiggles and you can grab a handful of the fat with your hands. I also have love handels (a muffin top). I just keep losing weight everywhere else but my stomach stays the same. People have been already questioning if I'm pregnant
I really do not like how my body looks. I think I am looking too skinny but with a belly and it makes my body look so out of proportion and makes me feel horrible. I still workout and try to eat pretty healthy (been doing this since 2008) and still have not seen huge changes. I am wondering, how many calories should I be eating? I don't want to get anymore skinner, I just want my belly to go down. I already lost my butt which I am upset about. I did like having a big butt but now it's small because I've lost so much weight around there and my legs. Here is a list of my daily foods and my workout. I am on a budget and can't afford a lot of things.

10AM: Breakfast: 1 organic apple, 1 organic orange, 3 cups of water, and a cup of Yogi green tea
11:30AM: 15 minutes of stength training, then I jog for 30 minutes straight, drink 3 cups of water
1PM:Snack: Smoothie: 2 bananas, frozen strawberries, frozen mangoes, and almond milk
3PM:Lunch: Quaker Instant Oatmeal (1 packet of the apples and cinnamon) mixed in with some Old Fashioned Quaker Oatmeal and almond milk
6PM:Dinner: Rice with chicken, fish, or steak with cooked veggies, 3 cups of water

Vitamins I take: Fish Oil (morning), Vitamin D (afternoon), Probiotics (before bed)

I can only spend 50 dollars per week on food for me. And I get free dinner from my parents. Here is my shopping list:

Bananas (3 packs of 6) - 6.00
1 bag of Frozen Strawberries- 4.99
1 bag of Frozen Mangoes- 4.99
1 box of Tea- 3.99
7 Apples - 8.00
7 Oranges- 7.00
1 box of Quaker Instant Oatmeal- 4.69
1 container of Old Fashioned Quaker Oatmeal- 2.67
2 cartons of Almond Milk- 4.19x2

eat less carbs and more lean proteins. you are eating too many fruit products/carbs.

Replace some of those fruits with veggies or nuts. You are eating too much sugar.

It's probably high cortisol. If your cortisol is high you'll have a gut basically regardless.

http://en.wikipedia.org/wiki/Cushing's_syndrome

Something you're doing could be causing that. I don't know what. Usually it's excess stress in some form. If you need to reduce cortisol, you can take some herbs like Rhodiola Rosea and actually licorice. Licorice is weird in that it'll raise cortisol, but you can manipulate it to your benefit by having cortisol come in at the right time and make your body produce it at right levels. You can also buy DHEA, too, which is a prohormone your body converts to various hormones.

So, if you got means, get to an endocrinologist (or if you're super broke, you can even go get mail order labs done) and get some labs done, and figure out if it's high cortisol. It sounds likely from what you're describing. The problem with severely cutting calories and exercising a lot if you do have high cortisol is since it's a stress hormone, it'll pretty much make the problem worse. So the key to a physical activity is finding something you actually like doing/relaxes you. Sometimes with diet even, going too low calorically makes things worse. I've lost 10lbs from just basically eating pasta and bread and stuff again and getting a lot of calories in, just because it normalized my hormone levels again after doing low carb diets and whatnot. So, try that and possibly the supplements, and maybe see an endocrinologist.

EDIT:
To the people telling her basically weight loss diets, that's ridiculous. She's a 18.8 BMI, 18.5 is the lowest you can be before being considered underweight. She definitely does NOT need to lose more weight.

it's her diet- it is not true that "a calorie is a calorie, a carb is a carb" - there are good carbs and less-good carbs, the OP was eating too many of the latter. refined or ready carbs causes insulin levels to spike, which causes a bad kind of fat accumulation around the middle, and especially in the viscera. the OP is young and i sincerely hopes she corrects this situation before she develops fatty liver. she might also consider checking her blood levels of choline, too little also encourages the sort of problem she is describing. choline comes from foods which she did not include in her dietary description above. it also comes in supplements such as lecithin as well as choline bitartrate. 3.5 grams per day is the maximum safe dose. the minimum dose is 400 mg. daily for women.

I looked at your list of what you eat, and I'm thinking you might be eating too few calories for your activity level, especially if you have a BMI of 18.9. Going too low will actually make a person feel more stressed, and this stress will dump cortisol into your body.

I typed in your height and weight into one of those online calorie calculators, along with your level of exercise ("Some exercise, two-three times a week.")


It gave me this: 1400-1500 for maintenance.

Since you want to remove the bit of belly fat, you are going to need to build muscle (which gives the sleek toned figure) and to build muscle you are going to need to eat more or it won't work. Muscle requires protein and fuel, and if you aren't eating enough, you are just going to be wasting your time with the exercising.

Also, one last thing I must mention:
If you try to lose any more weight, you risk damaging your body. It can damage your organs pretty bad, and it can mess up your hormone levels and make you have the bones of an older person (they break easier and are thin.) You don't want that, as it would make it very hard to do anything, and fill your days with a lot of upset.