Brainiac42 wrote:
I am currently paying out of pocket for college, I have rent, utilities, internet, car insurance, gym membership, food and a new car payment which is expensive.
Have you talked to her and phrased it to her like this? If your partner is truly understanding and her financial values are similar to yours (which is a pre-requisite for a healthy marriage), she should understand your situation.
Engagement rings, while culturally significant, are a luxury item. You don't need them to survive. You should not go into debt to pay for a luxury. Nor should you prioritize a luxury over necessities.
If she doesn't understand your situation, frankly, it's either a lack of empathy or a lack of financial sense.
Also, you're both women. Why isn't she buying you a ring too?