Transitions and Adult Milestones

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The following is a list of items I've observed most adults to eventually obtain (although they may be lacking a couple of them).


1. Which items have you obtained, and at approximately what age did you obtain them?
Specify whether it is through choice if you don't have them, and add more items to the list if you think of anything.


Bank account (not opened in childhood)
Driver’s license
Checkbook
Credit card
Part-time job (specify if large discrepancy between ability level/qualifications)
Full-time job (specify if large discrepancy between ability level/qualifications)
Insurance (any kind)
Able to live independently without basic support
Marriage/long-term relationship
Children
Own home


2. If applicable, what sort of support or accommodations would you require in order to obtain the items you want?

Bank account - In my 20's. I was on social security from 18, and i had to get a bank account in my mid 20's when the government required you to put your social security cheque through an account rather than cash it at the counter as was the previous method.

Drivers license -40

cheque book - 42

credit card - 43

part time job - top 5% in State in school final exams, job was getneral shit-kicking, cleaning, menial tasks, serving.

full-time job - never (oh - once for two weeks, - a call centre job -but i don't count it because i never lasted long enough to qualify for any full-time perks like sickness days etc.

Insurance - 43 - when we got this house (house insurance.)

live independently - don't know if i can. I have never lived independently without government housing or government assistance and now I have someone here who helps me enormously with the logistics of daily life.

Marriage -long term relationship - 40. (had other relationships but these were when on methadone and not really "normal."

children - 1 at 40

own home - 43.

You could call me a late bloomer,,,,

Bank account (not opened in childhood) - 18
Driver’s license - 17
Checkbook - with the bank account, 18
Credit card - 21
Part-time job (specify if large discrepancy between ability level/qualifications) - 21
Full-time job (specify if large discrepancy between ability level/qualifications) - 21
Insurance (any kind) -21
Able to live independently without basic support - 21
Marriage/long-term relationship - 26
Children - 31
Own home - 29

If you just look at the numbers, you'd swear I was NT!

dont meet any of them apart from insurance,and that is through force,not choice [laptop insurance,due to the damage they end up getting].

Bank account (not opened in childhood) - 14 (opened by parents, but operational for myself)
Driver’s license - 23 (did not need it during studies)
Checkbook - 14 (came with the bank account)
Credit card - 21 (handy when I went abroad)
Part-time job (specify if large discrepancy between ability level/qualifications) - 15
Full-time job (specify if large discrepancy between ability level/qualifications) - 25
Insurance (any kind) - 15 (health insurance came with the parttime job, is mandatory in NL; now I have a lot of them)
Able to live independently without basic support - 25 (that is when I stopped studying and the government funding ceased)
Marriage/long-term relationship - nope
Children - nope
Own home - still renting a place, has its advantages and is not uncommon in NL

Filing my own tax returns - 23 (if you can file a tax return, then you have enough financial knowledge)


2. If applicable, what sort of support or accommodations would you require in order to obtain the items you want?

Some support for dating or a bit of luck.

For buying a house I first have to find a job in another part of the country, I do not want to buy something in the part I am living now.

Bank account - 20
Driver’s license - 18
Checkbook - nope, too much trouble to use one
Credit card - nope, not enough money
Part-time job (specify if large discrepancy between ability level/qualifications) - 17
Full-time job (specify if large discrepancy between ability level/qualifications) - nope
Insurance (any kind) - nope
Able to live independently without basic support - nope
Marriage/long-term relationship - never
Children - never
Own home - nope but I would prefer to rent

Bank account (not opened in childhood) 18
Driver’s license 16
Checkbook 18
Credit card - they didn't exist when I was young, I think the first one I saw was around age 22
Part-time job (specify if large discrepancy between ability level/qualifications)
Full-time job (specify if large discrepancy between ability level/qualifications) 18 Intellectually I was gifted. I had no job training, though, so it was menial food service.
Insurance (any kind) 16 (auto)
Able to live independently without basic support 21
Marriage/long-term relationship 25 (disaster)
Children 30
Own home (with husband at 28) on my own = 45

I'm 23 now

Bank account - 17 (to pay my tuitions with)
Driver’s license - never
Checkbook - 17
Credit card - not yet
Part-time job - 22 (only for 4 months). office assistant even though I had my BSc. in engineering.
Full-time job - 23 (about to). grad student & research.
Insurance - none
Independece - Mommy, I need food.
Relationship - never had one
Children - if only I could self-reproduce.
Own home - I own my room.

Bank account (not opened in childhood): 18
Driver´s license: 18
Checkbook: 18
Credit Card: 45
Part Time Job: not really (though I do freelance work)
Full Time Job- (well, sort of: dance job, seasonal- we had layoffs in summer. I was an apprentice in my first job): 18
Insurance: 25 (auto)
Able to live independently without basic support: 21
Marriage/long term relationship: never married. Longest relationship as yet was 4 years.
Children: none (unless I can count myself here )
Own home: no

Strange lot of numbers there, with no rhyme or reason, really!

I figured out how to use that to withdraw money when I was about 19. About a month ago (age 20) I figured out how to deposit money.

Not yet

Not yet

Not yet

Age 20 - worked as holiday casual, so not really part time actually... (I worked part time for my mum since I was 13, but that doesn't really count for obvious reasons)

Not yet.

Not yet.

How so do you mean? I am able to live independently (at college) with monetary support, and my meals cooked for me and my room cleaned once a week... so not complete independence really... but at the same time I can live at home by myself for a week or so and completely look after myself including cooking and cleaning... so I'm not sure - can I say 1/2 (this all from age 19).

Not yet

Not yet

Not yet


2. If applicable, what sort of support or accommodations would you require in order to obtain the items you want?[/quote]

Well, mainly it would be a combination of two things; me getting older and smarter and learning more stuff, and also help with basic organization and accounting and that sort of thing.

Bank account (not opened in childhood): Joint account with former fiance opened at age 20; my own account opened at 23
Driver’s license: I still don't drive
Checkbook: 23
Credit card: Not yet, nor do I really want one
Part-time job (specify if large discrepancy between ability level/qualifications): 20... very highly social job that I took out of desperation, and certainly NOT a very good fit for me.
Full-time job (specify if large discrepancy between ability level/qualifications): 20... seasonal job, though, but with full time hours and overtime
Insurance (any kind): If any kind includes Medicare/Medicaid, 23
Able to live independently without basic support: 20, though I crashed and burned after a year
Marriage/long-term relationship: I was engaged at 18 to a guy I had been dating since 16, and known since 14
Children: None
Own home : None

lets see:

Bank account (not opened in childhood)22
Driver’s license never
Checkbook 22?
Credit card 22?(check card)
Part-time job (specify if large discrepancy between ability level/qualifications)16
part time summer sandwich job
Full-time job (specify if large discrepancy between ability level/qualifications)19
Whole Foods market
Insurance (any kind) none nothing substantial
Able to live independently without basic support 22
Marriage/long-term relationship My first long term relationship began when I was 15 and lasted till I was 22
Children none
Own home nope

Bank account (not opened in childhood): 18, when I started uni
Driver’s license: No, failed practical test 8 times and gave up
Checkbook: 18, with the bank account
Credit card: 21, not because I needed credit but to buy my new computer then pay it off straight away
Part-time job (specify if large discrepancy between ability level/qualifications): 16, still at school
Full-time job (specify if large discrepancy between ability level/qualifications): 21, after a period of unemployment after leaving uni, quit the job after a few months
Insurance (any kind): 18, when I started uni, for my possessions
Able to live independently without basic support: No
Marriage/long-term relationship: No
Children: No
Own home: No

Bank account (not opened in childhood) -- Around 19/20
Driver’s license -- Not yet
Checkbook -- No
Credit card -- NO
Part-time job (specify if large discrepancy between ability level/qualifications) -- Age 18
Full-time job (specify if large discrepancy between ability level/qualifications) -- Not yet
Insurance (any kind) -- Not yet
Able to live independently without basic support -- Not yet for financial reasons
Marriage/long-term relationship -- No
Children -- NO
Own home -- No yet

Bank account (not opened in childhood) -- My parents opened an account for me when I was 17; I still use that.
Driver’s license -- Nope, and not likely to get one for many years
Checkbook -- No
Credit card -- My dad set up a credit card linked to his account, but I don't think that counts
Part-time job (specify if large discrepancy between ability level/qualifications) -- 17, crappy checkout job. Highly gifted, so capable of much more
Full-time job (specify if large discrepancy between ability level/qualifications) -- 21, traineeship in library studies. Severely decreased my functioning ability in all other areas of life, so went back to part time after the traineeship was up. The job is way too easy for me.
Able to live independently without basic support -- Nope
Marriage/long-term relationship -- Hell no
Children -- See above
Own home -- One day, one day..... preferably one I have built myself, out in the jungle or something

I'm only 22, so I have plenty of time to get those other things, but I don't think it's possible for me to live totally independently AND work. I can do one or the other, but not both. So in order to live independently, I'd probably need government support of some kind. Which may not even count as independence.

27, and a new brain would probably help.