Well ...as I understand what you're saying...you know the odds of A happening, and the odds of B happening, and the odds of C happening. So you want to know what the odds are of A and B,and C, ALL happening at once?
In that case you would convert the percentages into decimals, and...not add...but multiply. Resulting smaller, rather than larger odds.
So if your postman has a ten percent chance of getting bitten by a dog on his route, and the odds that the dog is a pitbull is ten percent, and if 50 percent of all dog breeds are female, then what are the odds that your postman will be bitten by a female pitbull on a given day? It would be point one times point one, times point five. Or half of one tenth of one tenth. Which would be one/200, or "one half of one percent".