Major purchases anxiety

Post Reply New Topic

Do you suffer from it?

Tomorrow I'm supposed to make my first major purchase in life (at age 46) - a second-hand car, and I'm desperate with anxiety. I'd been dreading this moment. I'm confident of my choice and all, but this irrational fear is making me go berserk.

Yeah. I've researched replacement windows for my home for a couple of months. Had four companies come out and bid. Got some decent prices, now have to just make the call. Wincing, wincing, procrastinating....

Quite a lot. If you buy a cheap kettle and its a heap of junk, then you can nip out to almost any outlet these days and get another.

With a major purchase, you are stuck with it for a long time unless it breaks and then there is the cost and worry that the next one may not work well either.

Major headache.

As for me I am awefully anxious about chosing anything.

I'm more worried about the missus buying something major...

What you can do is use information; which is your friend. Research the make and model, find out about specific problems common to the model (had I known, I never would have bought a Ford (No)cus...

If you can get the VIN number (usually just under the windshield, near one edge or the other), you can use that to find out the car's history. Some cars come in pretty bad shape (I should know, we've traded enough of them in..

Figure out what the purchase will cost you; up front, and monthly. Monthly payments are that much of your paycheck that won't go for emergencies, fun, or other long-term purchases.

If you know a mechanic, or a friend with some skills, have them look it over for obvious things. Most used cars are sold 'As is, no warranty expressed or implied', which means if the engine falls off once you hit the street, they won't lift a finger.

Don't mean to be scary, just be thoughtful, try some of the above stuff, and good luck.

I haven't made any major purchases yet (my mom takes care of the whole car thing), but I do know she worries quite a bit. We have plenty of money, but she just doesn't like spending it. Currently, we're looking to get the basement finished and she's definitely not happy about the price quotes we've gotten so far. On average, it's been about $40,000...

Anything over $100 makes me nuts.

I was getting quite anxious about buying my first car. I considered getting a second hand one (having recently passed my test I thought it would be wiser to get something already used), but then a car I made an appointment to view in good condition with no problems had apparently previously suffered some damage (and the seller didn't tell me, I checked out his post history on the website). I tried to buy a new car, a sensible affordable little runaround, but when I went in the Nissan and other car showrooms all the male salesmen ignored me. So I went to another showroom, Saab, where a lovely guy said hello and asked me to wait a moment while he finished his phone call (he was the only salesman there).

By the time I'd been through the earlier experiences of getting stressed out about buying a possibly faulty second hand car, and getting stressed out by being ignored by rude male salemen, by the time the Saab salesman cheerfully said "Hello" I was simply relieved to be acknowledged and treated like a human being. So I bought a brand new car, which cost twice as much as I was originally planning to spend. And I'm very glad I did. It's really fun to drive, and it's a convertible and where I live the sun always shines, so it makes me smile.

Looking back now, I feel a bit silly to have been so needlessly anxious about the process, because it all worked out in the end, yes, it was a bit troublesome, and I am spending more money than planned, but my new car is ever so pretty. And fast.

A computer and a car are my major purchases so far. My father was there to help me purchase the car, so I wasn't as anxious because my father asked all the questions. My computer on the other hand I felt apprehensive about purchasing. Partly because I was expected to haggle with the shop assistant all by myself. I was happy to pay the retail price anyway, but I didn't want to walk out of the shop too soon either (I didn't want them to think I was an easy customer )

Ooooh yes!

I remember when I bought the furniture for my flat, and it turned out that, VAT included, it cost twice as much as I'd estimated - twice as much money as I'd ever spent on anything! For a moment, I was just paralysed, but then I swallowed and signed. I haven't regretted it since, either; my flat is my little piece of paradise.

I'm rather addicted to making major purchases I hyperfocus on researching and finding exactly what I want at the price I want to pay for it. The only real issues I have are dealing with salespeople and hearing the word "no" or "I'm sorry" from them. I put one through the wringer last weekend when they didn't have the couch I wanted in stock and couldn't get one for a couple of weeks. I wanted it that day, and eventually she sold me their floor model to make me happy

I refuse to put anything on credit though. The thought of having debt hanging over my head makes me cringe, so I haven't done so since my one and only car loan I got when I was 18. I still drive the same car, and I'm dreading the day when I finally have to get a new one. I think I'm too spend-happy to save enough to buy another car outright, so I might have no choice.

never have problem with buying anything big,am do not have understanding of costs/money,which is probably why there is no problem,to am,buying a HDTV is like buying a new pair of gloves or a computer game.
sister and her boyfriend however,were around today and they have been going on all day about whether to buy a samsung HDTV or wardrobe,both of them are the worst have ever seen when it comes to buying something big as they will keep changing from one thing to the next and back again or will keep changing whether to get it or not.

I didn't buy it in the end. The f*****g idiot swore the car had had no major accidents, and when I took it to the official purchase-test office, they discovered major damage that reduces the cost of the car to half. I spent 150 dollars on the test, for nothing.

I always dislike making major purchases.
Simply because i hate spending huge amounts of money.
The positive side of this is that i always have lots of money saved
I would never consider spending as much that i get low on money.
Let alone ever consider borrowing anything.
I wouldn't want to become a cash cow for some big company.

I've had bad experiences with buying a second hand car.
My current one was 1150 Euros and only lasted me 1.5 year.
That was partially my fault though for speeding so much.
But hey what choice do you have ? pay 15.000 euros for the cheapest and uglyest looking new car ?

I'm actually the other way... I have little concept of money, and this can be sort of a problem for me. I won't keep track of how much is in my bank account until I start to wonder if I have any left at all, then I call the bank and check. I'll sometimes buy things without even noticing how much they cost. I don't go on crazy spending sprees, but I'll buy groceries and I won't pay attention to the cost before I pay.

If it's something I need, I can fork over the money. But I'll never buy something just because I want it. It does freak me out to spend the money.